Terms of Use

Terms of Use

Read These Terms of Use Carefully Before Using this Website

These Terms of Use governs your access and use of this website. By accessing and using this website, you acknowledge and accept these terms of use. These terms of use are subject to change by Say Yes to Your Dreams (collectively "Company" or "We").

As a result, we strongly encourage you review the terms of use each time you access or use this website. If you do not agree to these Terms of Use, please do not use or access the website.

Your access to and use of this website (sayyestoyourdreams.com) as well as related websites the Company operates (sy2yd.com and betterlifestylers.com collectively the “Site”) is subject to the following terms and conditions (collectively the “Terms of Use”) and all applicable laws.

If specific Terms of Use and Privacy Policy are applicable to users of other domains in our network, the respective details are on that site.

By accessing and using the Site, you accept, without limitation or qualification, the Terms of Use and acknowledge that any other agreements between you and the Company or Site are superseded and of no force or effect.

1. INTELLECTUAL OR LICENSED PROPERTY

You agree that the Site itself, as well as all content, videos, training materials, products, services and/or other materials, made available on the Site by us or other third parties, as well as the look and feel of all of the foregoing, (collectively referred to as the “Content”) are maintained and provided for your personal use and information by Say Yes to Your Dreams, (the “Company”) and are the property of the Company and/or its third party providers.

You agree that such Company Content shall include all proprietary videos; HTML/CSS; Javascript; graphics; voice; sound recordings; artwork; photos; documents; text; as well as all other materials included in the Site, excluding only the materials or information you may provide.

Subject to your compliance with these Terms of Use, the Company hereby grants you a limited access, which is non-exclusive, non-transferable, and non-sub-licensable, to access, view, and use the Site solely for your personal purposes.

No Company Content may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, used for public or commercial purposes, or downloaded in any way unless written permission is expressly granted by the Company.

You must request such permission by sending your specifically detailed request to us by using the information listed in the "Contacting Us" Section of this Terms of Use. Submission of your request is not a guarantee of approval.

Modification of the Content or use of the Content for any other purpose is a violation of the copyright and other proprietary rights of the Company, as well as other authors who created the materials, and may be subject to monetary damages and penalties.

You may not distribute, modify, transmit or use the content of the Site or any Content, including any and all software, tools, graphics and/or sound files, for public or commercial purposes without the express written permission of the Company.

All Content, such as text, data, graphics files, videos and sound files, and other materials contained in the Site, are copyrighted unless otherwise noted and are the property of the Company and/or a supplier to the Company. No such materials may be used except as provided in these Terms of Use.

2. ABILITY TO ACCEPT TERMS OF USE

You affirm that you are either more than 18 years of age or an emancipated minor and are fully competent to enter into the terms, conditions, obligations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use.

3. REFUND POLICIES

Company provides a diverse set of resources -- included but not limited to audios; 1:1 or group coaching; courses; paid membership or paid communities; e-books; videos; webinars; and, workshops. Each of these resources require time and money to create and prepare for sharing with you.

Company's current refund policies are below; however, may change so be sure to review the Terms of Use and this section before purchasing a product or service from the Site.

a. eBooks and Guides: No Refund or Return (see 2nd bullet)

When you purchase an e-book or digital product (non-course), you get access to the content immediately after paying for it; thus, are not eligible for a refund or return of the product.
Refunds are only given in the following circumstances:
- If there was a technical issue and we can see from our system the content was never delivered to you. Please be sure to whitelist our email address to prevent your purchase information going into your spam folder.
- The transaction was not a genuine transaction (e.g., card fraud), and you provide us documented evidence.
- If there was a duplicate order or payment, with documented evidence from you.
For the above eligible refunds, provide your proof to [email protected] by the 14th day at 11:59 PM EST.

b. Do-It-Yourself Digital Course: 30-Day Conditional Refund

30-Day Conditional Refund
- Submit your refund request before the 30th day at 11:59 PM EST for your refund to be considered for approval.
- Your refund request must include a legible copy (.pdf; .jpg or screenshot files are acceptable) of your completed exercises or handouts for the first two modules of the course.
If your refund request does not include all of the above items or received after the 30th day at 11:59 PM EST, you will not receive a refund. No exceptions to this policy.

Optional: Statement on why the course did not work for you and your recommended improvements to it would be appreciated.

c. Workshops

Registration is first-come, first-served
Full-price tickets are refundable within 60 days of event
- 60% pro-rated refund within 45 days of event
- 40% pro-rated refund within 30 days of event
- 20% pro-rated refund within 15 days or less of event
Bonus Tickets have a refundable seat deposit
- Returned when you show up at the workshop
- If you fail to show up at the event
  - Seat deposit is non-refundable and non-transferable, regardless of the circumstances.

d. Membership Site: $1,197 Annual Calculation Examples

Monthly Payment: 7-Day Refund
- Pays $99.75 monthly
- Fees are charged monthly
- Before first 7 days, cancel membership any time
  - No refund provided after 8th day
Annual Payment: Customer saves 20% when Prepaid $957.60
- 12 months of monthly costs total $1,197.00
- Annual plan saves 20% ($199.50) versus a monthly plan
- Cancels by 11:59 EST on 30th day - full $957.60 refund
- Access to site and contents are terminated
- Cancels on 31st day after purchase. Gets $0.00 refund
- Access to site and contents are terminated

e. 1:1 Coaching and Mastermind

The offer for these will be clearly spelled out in the sales and agreement document each applicant gets to review before acceptance into the 1:1 coaching or mastermind cohort.
No refunds after agreements are signed and terms agreed to.

4. TRADE NAMES, TRADEMARKS, IMAGES

All trade names, trademarks, and images and biographical information of people used in the Company Content and contained in the Site, including without limitation the name and trademark “Say Yes to Your Dreams”, are either the property of, or used with permission by, the Company.

The use of Content by you is strictly prohibited unless specifically permitted by these Terms of Use.

Any unauthorized use of Content may violate the copyright, trademark, and other proprietary rights of the Company and/or third parties, as well as the laws of privacy and publicity, and other regulations and statutes. Nothing contained in this Agreement or in the Site shall be construed as granting, by implication or otherwise, any license or right to use any Trademark or other proprietary information without the express written consent of the Company or third party owner.

The Company respects the copyright, trademark and all other intellectual property rights of others. The Company has the right, but has no obligation, to remove content and accounts containing materials that it deems, in its sole discretion, to be unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Use.

If you believe that your intellectual property rights are being violated and/or that any work belonging to you has been reproduced on the Site or in any Content in any way, you may notify Company at [email protected].

Please provide your name and contact information; the nature of your work and how it is being violated; all relevant copyright and/or trademark registration information; the location/URL of the violation; and, any other information you believe is relevant.

5. WARRANTIES OR REPRESENTATIONS

While the Company uses reasonable efforts to include accurate and up-to-date information in the Site, the Company makes no warranties or representations as to its accuracy. The Company assumes no liability or responsibility for any errors or omissions in the content of the Site.

6. EXPRESSED CONSENT

When you register with the Company and/or this Site, you expressly consent to receive any notices, announcements, agreements, disclosures, reports, documents, communications concerning new products or services, or other records or correspondence from the Company.

You consent to receive notices electronically by way of transmitting the notice to you by email.

7. SHARING RIGHTS - COMMUNITY MEMBERSHIPS

By participating in related Communities, you understand and agree that Say Yes to Your Dreams has the right to use all posts and threads in this community, including your name, likeness, and photographic image for its own marketing and promotion purposes.

8. SENDING COMMENTS OR SUGGESTIONS

If you send comments or suggestions about the Site to the Company, including, but not limited to, notes, text, drawings, images, designs or computer programs, such submissions shall become, and shall remain, the sole property of the Company. No submission shall be subject to any obligation of confidence on the part of the Company.

The Company shall exclusively own all rights to (including intellectual property rights thereto), and shall be entitled to unrestricted use, publication, and dissemination as to all such submissions for any purpose, commercial or otherwise without any acknowledgment or compensation to you.

9. REASONABLE EFFORTS TO RESTRICT DATA ACCESS

The Company shall use commercially reasonable efforts to restrict unauthorized access to our data and files. However no system whether or not password protected can be entirely impenetrable.

You acknowledge that it may be possible for an unauthorized third party to access, view, copy, modify, or distribute the data and files you store while using the Site. Use of the Site is completely at your own risk.

10. INTENTIONAL DISCLOSURES

The Company will not intentionally disclose any personally identifying information about you to third parties, except where the Company, in good faith, believes such disclosure is necessary to comply with the law or enforce these Terms of Use.

By using the Site, you signify your acceptance of the Company’s Privacy Policy. If you do not agree with this Privacy Policy, in whole or part, please do not use this Site.

11. LIABILITIES - Please review this section carefully

NEITHER THE COMPANY NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR MAINTAINING THE SITE AND/OR ANY CONTENT ON THE SITE SHALL BE LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO OR USE OF THE SITE. WITHOUT LIMITING THE FOREGOING, ALL CONTENT ON THE SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF THE MATERIALS IN THE SITE, THE RESULTS OF THE USE OF SUCH MATERIALS, THE SUITABILITY OF SUCH MATERIALS FOR ANY USER’S NEEDS OR THE LIKELIHOOD THAT THEIR USE WILL MEET ANY USER’S EXPECTATIONS, OR THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR CORRECTION. THE COMPANY LIKEWISE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES THAT YOU WILL EARN ANY MONEY USING THE SITE OR THE COMPANY’S TECHNOLOGY OR SERVICES. YOU ACCEPT ALL RESPONSIBILITY FOR EVALUATING YOUR OWN EARNING POTENTIAL AS WELL AS EXECUTING YOUR OWN BUSINESS AND SERVICES. YOUR EARNING POTENTIAL IS ENTIRELY DEPENDENT ON YOUR OWN PRODUCTS, IDEAS, TECHNIQUES; YOUR EXECUTION OF YOUR BUSINESS PLAN; THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES OFFERED AND UTILIZED; AS WELL AS YOUR FINANCES, YOUR KNOWLEDGE AND YOUR SKILL. SINCE THESE FACTORS DIFFER AMONG ALL INDIVIDUALS, THE COMPANY CANNOT AND DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES REGARDING YOUR SUCCESS OR INCOME LEVEL. THE COMPANY DOES NOT WARRANT THAT USE OF THE MATERIALS WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE, THE CONTENT, AND/OR THE MATERIALS AVAILABLE ON THIS SITE ARE FREE FROM BUGS OR VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ASSUME ALL RESPONSIBILITY FOR THE COST OF ALL NECESSARY REPAIRS OR CORRECTIONS. THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY PERFORMANCE OR SERVICE PROBLEMS CAUSED BY ANY THIRD PARTY WEBSITE OR THIRD PARTY SERVICE PROVIDER. ANY SUCH PROBLEM SHALL BE GOVERNED SOLELY BY THE AGREEMENT BETWEEN YOU AND THAT PROVIDER.

Please note that the applicable jurisdiction may not allow the exclusion of implied warranties. Some of the above exclusions may thus not apply to you.

12. PERFORMANCE OR SERVICE PROBLEMS

THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY PERFORMANCE OR SERVICE PROBLEMS CAUSED BY ANY THIRD PARTY WEBSITE OR THIRD PARTY SERVICE PROVIDER (including, for example, your web service provider service, Stripe payment services, PayPal payment services, your software and/or any updates or upgrades to that software).

ANY SUCH PROBLEM SHALL BE GOVERNED SOLELY BY THE AGREEMENT BETWEEN YOU AND THAT PROVIDER. THE COMPANY RESERVES THE RIGHT TO DETERMINE, IN ITS SOLE DISCRETION, WHETHER THE COMPANY IS RESPONSIBLE FOR ANY SUCH MALFUNCTION OR DISRUPTION. THE COMPANY ALSO RESERVES THE RIGHT TO LIMIT YOUR USE OF THE SITE AND/OR THE CONTENT OR TO TERMINATE YOUR ACCOUNT SHOULD THE COMPANY DETERMINE THAT YOU HAVE VIOLATED THESE TERMS OF USE, OR THAT YOU HAVE VIOLATED ANY OTHER RULES OR CONDITIONS OF THE COMPANY. THE COMPANY RESERVES THE RIGHT TO REFUSE ACCESS TO THE SITE AND/OR THE COMPANY’S CONTENT, PRODUCTS AND/OR SERVICES TO ANYONE IN ITS SOLE DISCRETION. THE COMPANY RESERVES THE RIGHT TO DETERMINE, IN ITS SOLE DISCRETION, WHETHER THE COMPANY IS RESPONSIBLE FOR ANY SUCH MALFUNCTION OR DISRUPTION. THE COMPANY MAY, IN ITS SOLE DISCRETION, REFUND THE INITIAL FEE CHARGED FOR ANY USE OF THE SITE AND/OR ANY CONTENT OR A PRO-RATA PORTION THEREOF CONSISTENT WITH THE COMPANY’S REFUND POLICY.

THE COMPANY SHALL REFUSE ANY REFUND THIRTY (30) DAYS AFTER YOUR PAYMENT FOR USE OF THE SITE AND/OR ANY CONTENT, EITHER PURSUANT TO THE COMPANY’S CUSTOMER LICENSE AGREEMENT OR OTHERWISE, REGARDLESS OF THE REASON FOR DISRUPTION.

13. LIABILITY FOR SPECIAL EVENTS

IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, RELIANCE OR CONSEQUENTIAL DAMAGES, WHETHER FORESEEABLE OR NOT, INCLUDING, BUT NOT LIMITED TO, DAMAGE OR LOSS OF PROPERTY, EQUIPMENT, INFORMATION OR DATA, LOSS OF PROFITS, REVENUE OR GOODWILL, COST OF CAPITAL, COST OF REPLACEMENT SERVICES, OR CLAIMS FOR SERVICE INTERRUPTIONS OR TRANSMISSION PROBLEMS, OCCASIONED BY ANY DEFECT IN THE SITE, THE CONTENT, AND/OR RELATED MATERIALS, THE INABILITY TO USE SERVICES PROVIDED HEREUNDER OR ANY OTHER CAUSE WHATSOEVER WITH RESPECT THERETO, REGARDLESS OF THEORY OF LIABILITY. THIS LIMITATION WILL APPLY EVEN IF THE COMPANY HAS BEEN ADVISED OR IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

14. INDEMNIFICATIONS

You agree to indemnify and hold the Company/its owners and each of its directors, officers employees, and agents, harmless from any and all liabilities, claims, damages and expenses, including reasonable attorney’s fees, arising out of or relating to (i) your breach of this Agreement, (ii) any violation by you of law or the rights of any third party, (iii) any materials, information, works and/or other content of whatever nature or media that you post or share on or through the Site, (iv) your use of the Site or any services that the Company may provide via the Site, and (v) your conduct in connection with the Site or the services or with other users of the Site or the services.

The Company reserves the right to assume the exclusive defense of any claim for which we are entitled to indemnification under this Section. In such event, you shall provide the Company with such cooperation as is reasonably requested by the Company.

15. PROVISIONS OF TERMS OF USE

The provisions of these Terms of Use are for the benefit of the Company, its subsidiaries, affiliates and its third party content providers and licensors, and each shall have the right to assert and enforce such provisions directly or on its own behalf.

16. TERMS OF USE GOVERNANCE

This agreement shall be governed by and construed in accordance with the laws of the State of Virginia, without giving effect to any principles of conflicts of law. You further submit to the exclusive jurisdiction of the state and federal courts sitting in Marion County, Florida.

If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

17. TERMS OF USE REVISIONS

These Terms of Use may be revised from time to time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms of Use to which you are bound.

18. OPTING OUT

Should you ever want to be removed from our mailing lists please click on the "unsubscribe" link in any of the emails we send you.

We will promptly update your contact preferences; however, please be aware that it may take up to 72 hours before you no longer receive communications because of previously executed campaigns.

You must use this method to notify us of your opt-out request, as we cannot guarantee that other methods of notification will be effective. Please be aware that we may continue to contact you via email for administrative or informational purposes, including follow-up messages regarding products you have purchased, shipping of items, changes in schedule for registered events and so on that you have entered or other transactions you have undertaken. By law, such messages are not considered to be commercial email.

19. UNSUBSCRIBING

We make every effort to send you only information to inform you of updates, changes to service, product-related announcements, or special news and information we believe you will find useful. We apologize if this information is no longer valuable to you. Please bear in mind that removal from our list is permanent. You will no longer be eligible for special offers, promotions or notifications.

20. CONTACTING US

Ensure your permission request is detailed and specific to the current Terms of Use (TOU).

You must reference the TOU's "last updated date [see below]" with your contact information (email, physical address, and telephone) to help us verify your request and to expedite the response.

Last Updated: 1 April 2022